Our Story

15 Years Helping People Choose Coverage Confidently

We're an independent agency — not tied to any one carrier — so our advisors recommend what actually fits your life, your family, and your business.

Our Story

We started Floor Mason Health because health insurance should never be this hard.

In 2010, our founder watched his sister — a self-employed graphic designer in her early 30s — spend three weeks trying to understand her health insurance options after losing her job. Three weeks. Dozens of confusing websites, conflicting information, and zero guidance from people who actually understood the system.

She eventually gave up and went uninsured for eight months. Four months later, she was in the emergency room with appendicitis. The bill was $34,000.

That's the story that built Floor Mason Health. We created this agency because navigating health insurance is genuinely difficult — and it shouldn't require a law degree to understand your options.

The Floor Mason Health advisor team in a bright modern office

What makes us different

We are 100% independent
Floor Mason Health is not owned by, affiliated with, or financially incentivized by any single carrier. Our agents earn the same commission rate regardless of which plan they recommend.
We are licensed professionals
Every Floor Mason Health advisor is a licensed insurance agent, compliant with state regulations, and carries Errors & Omissions insurance.
We offer a free service
Consultations, plan comparisons, and enrollment cost you absolutely nothing. Carriers compensate us — you pay the same as buying direct, or less.
We stay with you
Most agents disappear after enrollment. Your Floor Mason Health agent stays your resource for claims, annual reviews, life changes, and every question that comes up.
Our Mission

To make quality health coverage accessible, understandable, and affordable for every American — individual, family, or business — through honest, expert guidance and a service that costs you nothing.

Our values

Transparency
We tell you exactly what a plan covers and what it doesn't. No surprises at the worst possible moment.
Independence
We recommend what's best for you, full stop. Our advice is never influenced by carrier incentives or sales targets.
Accessibility
Health insurance shouldn't be a luxury. We work to find affordable coverage for every budget.
Longevity
We're not here to make a sale. We're here to build a relationship that lasts as long as you need us.

Licenses & credentials

Floor Mason Health is licensed to sell health, dental, vision, life, and supplemental insurance in all 50 states. Our agents are appointed with all major carriers including:

Blue Cross Blue ShieldAetnaCignaUnitedHealthcareHumanaOscar HealthMolina HealthcareAmbetterBright HealthKaiser PermanenteDelta DentalVSPMetLife DentalGuardianAmeritasAflacCigna SupplementalTransamerica
WHY FLOOR MASON

Why installers pick us.

TRADE-SPECIFIC

Built for floor trades

We know the difference between a tile setter's knees and a mason's lungs.

REAL ADVISORS

Licensed humans

Talk to a real licensed agent who speaks construction. No robots.

NO PRESSURE

Free guidance

Free service. No obligation. Free to walk away with a list of plans.

ALL 50 STATES

Wherever you work

Coverage in every state. Plans in every market we serve.

ILLUSTRATIVE EXAMPLES

What coverage can look like.

These are illustrative examples of coverage combinations, not verified customer reviews. Names are first-name-only and details are representative of trade-typical scenarios. Your actual plan and pricing depend on your own quote.

ACA SILVER + ACCIDENT

"I was looking for an ACA Silver plan plus an accident add-on for less than I was paying COBRA. My advisor walked me through the options in one call."

Sergio
Tile setter - Phoenix, AZ - illustrative
GROUP PLAN

"We wanted a group plan our installers would actually use, dental included. Floor Mason helped us compare options and build a package we could afford."

Dale
Flooring shop owner, small crew - Indianapolis, IN - illustrative
BRONZE ACA

"As a 1099 installer I wanted a Bronze ACA plan paired with a knee-focused orthopedic supplement. That combination made sense for my situation."

Kayla
Hardwood installer - Charlotte, NC - illustrative